“User” “you” and “your” means a user of the website including individuals, firms, companies and any legal entity who/that can legally apply for the products and services provided via it.
OptaCredit may disclose your information to governmental and other statutory bodies who have appropriate authorization, to access the information for any specific legal purposes. Other than this OptaCredit may also make the following disclosures:
a) To Successors and Affiliates: We may disclose the information shared by you and your Personal Information to any successor-in-interest of ours, such as a company that acquires us and to our affiliates, channel partners until such relationship exists. In the event OptaCredit goes through a business transition, such as a merger or acquisition by or with another company, or sale of all or a portion of our assets, your Personal Information will likely be among the assets transferred. You will be notified via email or by a notice on our Website of any such change in ownership or control of your Personal Information.
b) To Third Party Service Providers and Online Partners: We may contract with various third parties who help us provide, maintain and improve the Website and our Services. For example, we use a third party to process payments made to us, and may subcontract out production, fulfillment, analytics, reporting or other operations. We also contract with several online partners to help manage, monitor and optimize our Website and the OptaCredit Services and to help us measure the effectiveness of our advertising, communications and how visitors use the Website. Though we will use reasonable efforts to prevent such third parties from disclosing your Personal Information, except for the purpose of providing the services in question, we cannot guarantee that such third parties will not disclose your Personal Information. In no circumstances, OptaCredit shall disclose data in relation to your financial status, income statements, earnings, source of earnings, personal identification numbers, passwords, code numbers, bank account numbers, credit card numbers, expiry dates relationship numbers, CVV numbers, and encryptions.
c) Disclosure of Non-Personal Information: We may disclose Non-Personal Information in aggregate form, to potential strategic partners, advertisers, investors, customers, and others. These will be in anonymous data or information which cannot be easily used to identify you personally.
Whenever we obtain your Personal Information, we use reasonable efforts to protect it from unauthorized access or disclosure. However, we are not insurers of the security of your Personal Information. Accordingly, we assume no liability for any disclosure of data due to errors in transmission, unauthorized third party access or other acts of third parties, or acts or omissions beyond our reasonable control.
We may use third party service providers to serve ads on our behalf across the Internet and sometimes on the Website. They may collect anonymous information about your visits to our Website, and your interaction with our products and services. They may also use information about your visits to this and other websites to target advertisements for goods and services. This anonymous information is collected through the use of a web beacon, cookies.
OptaCredit may have presence on social networking websites including but not limited to LinkedIn, Facebook, Twitter, YouTube and blogs which are promotional and business initiatives to connect to a larger group of people. The domain links contained therein may either direct you to our Website or request your participation by way of feedback, suggestions. OptaCredit in this regard fully disclaims any liability (ies) or claim(s), which may arise by use/misuse of your feedback, suggestions, views, etc. on any of the aforementioned networking websites or blogs, by any third party whether or not known to OptaCredit.
We store and process your personal information on servers including cloud servers/storage. We protect your information using physical, technical, and administrative security measures to reduce the risks of loss, misuse, unauthorized access, disclosure and alteration. Some of the safeguards we use are firewalls and data encryption using SSL, and information access authorization controls.
However, you understand and accept that there’s no guarantee that data transmission over the Internet will be completely secure and that any information that you transmit to us is at your own risk. We assume no liability for any disclosure of information due to errors in transmission, unauthorized third party access to our Website and data bases or other acts of third parties, or acts or omissions beyond our reasonable control and you shall not be entitled to hold OptaCredit responsible for any breach of security.
With this policy we are only addressing the disclosure and use of data collected by us. If you visit any websites through the links and widgets on the OptaCredit Website, please ensure you go through the privacy policies of each of those websites. Their data collection practices and their policies might be different from this policy and OptaCredit does not have control over any of their policies. The inclusion of a link does not imply any endorsement by us of the third party website, the website's provider, or the information on the third party website.
To opt out of our email correspondence or make a change to the User information stored in our records, or if you wish to not have your information shared please let us know at : firstname.lastname@example.org.
OptaCredit has made every effort to ensure that this Policy adheres with the applicable laws. The invalidity or unenforceability of any part of this Policy shall not prejudice or affect the validity or enforceability of the remainder of this Policy.
The rights and remedies available under this Policy may be exercised as often as necessary and are cumulative and not exclusive of rights or remedies provided by law. It may be waived only in writing. Delay in exercising or non-exercise of any such right or remedy does not constitute a waiver of that right or remedy, or any other right or remedy.