Lending Responsibly

Lending Responsibly is an initiative by OptaCredit to ensure:


Affordability For Each And Every Customer


Transparency of
Terms & Conditions


Supporting A Borrower Whenever Necessary

We are committed to being a partner in the long-term financial health of our customers and in also being a contributor to the community by improving the lives of our customers by aligning our interests with that of our customers.

We believe that it is the responsibility of lenders to carry out thorough checks on every applicant and make sure borrowers understand every step of the process, including details of sanction.

This initiative helps us to be confident that what our customers receive, is optimum for their circumstances, i.e, we seek to lend only what our customers can afford to repay.