Democratising the Lending Industry

From providing our customers with unparalleled convenience, to building complex algorithms and unique data data models, everything about our work excites us. We're always on the look-out for new ways to identify and understand our customer better. Our work ethic is a function of our will to change the lives of our fellow citizens.

The result is financial nirvana!

Our doors are open 24x7 for passionate people who want to help us redefine credit.

We are revolutionising the way underwriting and lending is done so credit can reach every eligible applicant

We are challenging the status-quo to ensure that the ever-widening credit gap does not go unopposed

All this while having fun

Core Values


Customer First

Create Impact

Constant Innovation


Join Our Team

Our work here will help make a difference in the lives of many, and provide a choice for many Indians
who are perennially underserved.

This is where we need your help. We need creative people with an innate sense of ownership and passion to find solutions. OptaCredit aims to help expand the reach of financial services through technology and partnerships.

Do you share our enthusiasm for change?

A desire to make your mark? Then join the revolution and become a member of the OptaCredit family. Let us achieve this mission together.

Send your resumes to